Terms of Service

The terms and conditions detailed on this website (hereinafter the “Terms of Use”) dictate how you interact with us and how you may use the services provided by MyObamaCare.com (hereinafter “Site”). You acknowledge that you accept and agree to these Terms of Service by using the site, including in the following ways:

 

  •  Calling our toll-free number or requesting that we call you.

  •  Submitting your email address or signing up to receive news and updates by other means.

  •  Requesting price quotes for insurance or other third-party services.

 

Please refrain from using or visiting the Site if you do not agree to these Terms of Service. The terms “we” and “us” refer to Healthcare Marketplace Florida, LLC and our third-party affiliates.

OUR SERVICE

MyObamaCare.com allows you to request quotes from insurance carriers and associated third-party service providers. After you submit the personal information we need to accommodate your request, we will connect you with offerings and forward links to the resources you need to apply for insurance coverage.

Provider policies are subject to the terms and conditions by which they were issued. As such, while we strive to publish current and accurate information on a broad range of insurance products and services, this information is featured with no guarantee or warranty. Clicking a link to the site of an insurance carrier or other third-party service provider will take you to the provider’s site, where you can access the relevant terms and conditions for more information.

SITE ACCESS

To use the Site, you must be at least 18 years of age and a current resident of the United States. We reserve the right to update, suspend, or eliminate any part of the Site at any time and for any reason.In addition, we acknowledge that certain features of the Site may be limited or restricted without notice. Users can visit and use the Site for free; however, we reserve the right to be compensated by insurance carriers or other providers that advertise their offerings on the Site.

USER DATA & COMMUNICATIONS

While using the Site, we may ask you to provide personal information or other materials (hereinafter “User Data”). User Data includes any information you provide when requesting insurance price quotes. We list our practices relating to information collection and use in our Privacy Policy,which is included herein for your reference. Users should read our Privacy Policy in its entirety before submitting User Data of any kind.

While using the Site, you indicate that you are responsible for the accuracy of the User Data relating to your person, and that we cannot be held responsible for the content you provided. Moreover, we reserve the right to eliminate User Data at any time. We further reserve the right to remove or refrain from posting User Data that we consider inappropriate, illegal, or in violation of these Terms of Service.

By submitting your personal information on the Site, you acknowledge that you will receive communications from us or from one of the third-party service providers in our network. This means we will send you newsletters and other promotional emails on occasion, and that we may contact you by phone (by way of an automated dialing system, by playing a pre-recorded message, or by using an interactive voice response mechanism).

If you would like to stop receiving email communications from us, please opt out by clicking the “unsubscribe” link in our emails. You may also contact our Customer Care department at help@healthcaremarketplace-florida.comto opt out of the above mentioned communications.

EXCLUSIVE RIGHTS & OWNERSHIP

The Site, including any software needed to use, operate, or maintain the Site, contains confidential information safeguarded in various jurisdictions by intellectual property laws. You acknowledge that materials on the Site are protected by copyrights and trademarks, patents, and other proprietary laws. As such, you agree to refrain from selling, modifying, transmitting, or distributing any aspect of the Site (unless the act is permitted by law). Commercial use of any part of the Site is prohibited.

These Terms of Use indicate that Healthcare Marketplace Florida, LLC is offering you a personal, non-exclusive, non-transferable license to use the Site on an Internet device, so long as you refrain from copying, reproducing, distributing, or otherwise exploiting the content, data, code, and other materials featured on the Site. You agree to refrain from modifying the site in any way, and to avoid using modified versions or components of the Site for any reason. You may not use our trade names, trademarks, service marks, logos, or any other marks—including those belonging to the third-party service providers in our network—without our express written consent. By using the Site, you acknowledge that all third-party marks belong to their respective owners.

Questions, feedback, and materials submitted through the Site belong exclusively to us. By submitting this information, you agree that we will maintain the rights to all such materials, and that we reserve the right to use or publish this information at our discretion, without compensation or attribution.

WARRANTY DISCLAIMER

The content on the Site is available exclusively for informational purposes. Accordingly, there is no guarantee that the Site will accommodate your needs. In turn, there is no guarantee that the Site will be free from viruses, errors, or harmful code. We cannot be held responsible if the content on the Site—in whole or in part—is not timely, complete, or free from errors or typographical mistakes. We disclaim any express or implied warranty, including those intended for a specific purpose or for the non-infringement of others’ rights.

LIMITATION OF LIABILITY CLAUSE

UNDER NO CIRCUMSTANCES SHALL Healthcare Marketplace Florida, LLC, INCLUDING OUR DIRECTORS, AGENTS, AFFILIATES, EMPLOYEES, SERVICE PROVIDERS, OFFICERS, OR CONTENT (HEREINAFTER THE “PROTECTED ENTITIES”) BE HELD RESPONSIBLE FOR DAMAGES—DIRECT OR INDIRECT—INVOLVING THE USE OF THE SITE, INCLUDING THE SERVICES OFFERED BY OR FEATURED ON THE SITE, AS WELL AS THE CONTENT AND MATERIALS RELATING TO THE SITE. THIS INCLUDES LOSS OF REVENUE.

OUR LIABILITY FOR LOSSES, DAMAGES, OR CAUSES OF ACTION—IN CONTRACT ORIN TORT (INVOLVING NEGLIGENCE OR OTHERWISE)—SHALL UNDER NO CIRCUMSTANCES EXCEED FIVE DOLLARS ($5.00). PLEASE NOTE THAT THIS MONETARY LIMITATION MAY NOT BE APPLICABLE TO ALL USERS IN ALL JURISIDICTIONS. IF YOU DO NOT AGREE WITH THE CONTENT AND LIMITATIONS DESCRIBED IN THIS CLAUSE, TERMINATE THIS AGREEMENT AND CEASE USING THE SITE IMMEDIATELY.

ADVERTISING & LINKS FROM THE SITE

We include links to third-party service providers on the Site exclusively for informational and advertising purposes. That said, we cannot be held responsible for the availability or reliability of the information provided by the websites to which we provide links.

Please note that these links do not indicate an endorsement or association with third-party websites, content, products, services, or any other materials listed. You agree that we cannot be held responsible for any damages that take place (or allegedly take place) in connection with the content, products, services, or other materials on these websites. In turn, you acknowledge that we cannot be held responsible for the policies, practices, or content of the third-party websites to which we provide links. The same thing applies if the third-party content is posted directly on the Site.

CHANGES & UPDATES

We reserve the right to change these Terms of Use at any time and for any reason. All changes will become effective when we post them to the Site. Visiting and using the Site after changes have been made to these Terms of Use means you acknowledge and agree to the modifications.

CURRENT APPLICABLE LAWS

Both the Site and these Terms of Use fall under the legal jurisdiction of the State of Florida, without regard to the conflict of laws. Should any provision of these Terms of Use be deemed illegal, unenforceable, or otherwise inapplicable, all other provisions will remain unaffected. In turn, any dispute involving your use of the Site will be brought to court in the State of Florida, without exception. Those who visit this site from other locations are doing so of their own accord; they shall therefore be held responsible for complying with local laws to the extent that such local laws apply. All claims or causes of action regarding the use of the Site or the Terms of Use must, without exception and regardless of any laws or regulations to the contrary, be filed within 365 days.

Updated October 2019